Adriatic is a truly independent broker. We are not owned indirectly or directly by any insurance company. Some insurance companies have been taking an interest in brokers in order to help control their distribution.

Adriatic was founded over 70 years ago. We are proud to say we have many long term people to assist in our success. We have five people with over 30 years tenure and more with over 30 years experience in the insurance business. Our experience is quite broad and we have insured such risks as a space camp in Algonquin park to manufacturers with operations both in Canada and the United States. We also assist everyday businesses such as contractors and landlords. We also do personal insurance for homes and cars.

What is an INDEPENDENT Insurance Broker?

We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs.

Our dedicated employees are continually trained through the IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts exemplifying the intricacies of insurance articles, sharing our knowledge and presenting the best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums suited to the best coverage for your protection. Simply put, we work with you to help you make a more informed decision.

The success of our independent brokerage relies upon satisfying your insurance needs. It is always in our best interest to provide you with prompt and effective service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure that you are treated fairly by the insurance company.

What is the difference between a Broker and an Agent?
The difference is simple. As your Independent Insurance Broker…we represent several reputable insurance companies and negotiate the best possible coverage and price, on your behalf. An Insurance Agent, on the other hand, works directly for one specific company and can only sell one company’s policies at a fixed rate. Pricing is non-negotiable. They do not have the luxury of choice that you share with us, your  Independent Insurance Broker.

How do I benefit by using an Independent Broker?

You benefit because of Qualifications...
You benefit because of Choices...
You benefit because of Confidentiality...
You benefit because of Peace of Mind...