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Some years ago there was a bogus Lloyd’s of London agent. And more than one, if memory serves. Enter the bogus Auto Insurer. FSCO have advised us that a company doing business under the name of LIMA are taking premiums from drivers, and not placing coverage. Stands to reason – they have no legal right [...]

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Legal Expense Insurance for Individuals

Published on August 25, 2011 by admin in Uncategorized

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The case for Legal Expense Insurance for Companies is quite clear – several of my posts present common claims and how LEI would respond. But what about LEI for individuals?  What if: You were discriminated against in the workplace, or unlawfully dismissed? Your newly renovated kitchen cabinets are a showcase of shoddy workmanship? You and [...]

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Responding to Storms in Southern Ontario On Sunday, August 21, 2011, Southern and Southwestern Ontario were impacted by severe weather, resulting in power outages and a number of wind and water claims. Committed to getting your customers back on track Claims response teams are in place and ready to help your customers get back to [...]

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Title Insurance–Why Bother?

Published on August 20, 2011 by admin in Perspectives

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There are many reasons to buy Title Insurance.  Most frequently discussed in the media is when a 3rd party places a mortgage or lien against a property with neither permission nor justification.  There have been some big court cases on this matter in Ontario alone. But that is only one way in which Title Insurance [...]

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These are actual claims examples, provided by DAS Canada.  Reprinted by permission. Employment Disputes • Legal action is being brought by a former employee who is demanding to be reinstated with retroactive compensation. This employee was fired for cause which is documented. • An employee is dismissed from work for being late and missing important [...]

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In brief, it’s about who gets to use the money, and when! Life Insurance is only really of benefit when the Insured person dies.  And it isn’t of much benefit to them – only to their loved ones, or any other party they have chosen to name as a Beneficiary. Life Policies – whether Whole [...]

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The 1992 Westray Mining Disaster brought about some long overdue changes in law, making business owners much more accountable for the safety of those performing work at their direction. Bill C-45 made it possible for criminal charges to be laid where deemed appropriate – described below: Bill C-45 added Section 217.1 to the Criminal Code [...]

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Sun Life Financial announced on August 4 2011 that 8 clinics and facilities located in Brampton, Mississauga and Toronto are allegedly committing Fraud. Any claims submitted from the below named service providers after August 8, 2011 will not be honored by Sun Life.  As a public service, Adriatic wishes to inform you so that alternate [...]

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